"We have a health-care crisis, and we have an education crisis, and at the heart of them is the fact that people are no longer free to use their judgment," Howard says. "Legal fear has become a defining feature of our culture. We have a system of justice that people don't trust anymore. It's like a debating society or a sporting contest. People can buy their day in court the way they buy a ticket to the lottery, just for the price of a lawyer. The problem is this: We no longer have law."